Category Archives for Blog

The Major Difference Between Admission and Under Observation for Hospital Stays

Plan_Your_Health_Insurance_For_Retirement

If you are on traditional Medicare, either alone or with a Medicare Supplement plan or on Medicare Advantage and are taken to the hospital one important distinction in describing your status can make a very sizeable difference in your bill both on your leaving and on receiving rehabilitative care. It is the difference between the […]

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US Senate Special Committee on Hoarding Meets in Montgomery County

Considerations_for_a_Senior_Community

On August 7 I had the opportunity to attend and participate in a program known as a “Listening Session” on Hoarding conducted by Senator Bob Casey’s U.S. Senate Special Committee on Hoarding. Not even having been aware of the Committee I was fortunate to have as a good friend (and one might say mentor) Annie […]

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What Happens If You Live Together and Do Not Marry

Decisions_For_Older_Properties

Historically marriage has been considered the appropriate way for individuals to live together over time. Also historically this arrangement has been considered to result in the couple having children together. Of course, living arrangements have changed considerably and accepted arrangements are more flexible than in prior years. Couples may be same sex or traditionally male […]

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The Highs and Lows of Today’s AI Technology

Legal_Technology

Last week I had the opportunity once again to attend the Pennsylvania Bar Institute’s Continuing Legal Education two day program, The Elder Law Institute, in Harrisburg. Having participated in this forum for about twenty years now I have seen it as an opportunity to catch up with old friends, elder law attorneys throughout the state, […]

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How AI and Technology Have Affected the Way We Plan

Legal_Technology

When I graduated from law school we still did legal research often from books. Law firms had libraries. In fact, having worked my way through Beasley-Temple Law School as a law clerk for a Philadelphia firm, I spent quite a bit of time researching the latest cases to draft legal explanations why our clients deserved […]

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What Do You Want To Do With Your Vacation Home?

Estate_Planning_Vacation_Home

If you have the good fortune to own two “homes,” one being your regular residence and the other you have regarded as your “escape,” the thought may have crossed your mind that one day you would surrender one of them entirely and continue on with the other.  There are many reasons this might occur.  Expense […]

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Why Beneficiary Designations Should Be Saved With Your Will

Most parties know the importance of saving original Wills. They are executed with great formality, notarized, and regarded as the final work in distribution of property. What many, if not most, people do not realize is the at least equally important significance of saving documents naming beneficiary designations for accounts. Life insurance, annuities, retirement accounts […]

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Muddling Through Is Stressful With Post Covid Changes

Notary_Covid_19

For several months now at least it has come to my attention that the stresses people are subject to post-COVID are very different from the stressors most of us experienced before. This is important to my law practice partially because, as an elder law attorney, my office is dealing with clients often under stress either […]

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How Medicare Services At Home Differ From At-Home Medicaid

Medicare_Assistance_at_Home_vs_Medicaid

When asked how they would like to receive long term care services many consumers, probably most, indicate they would like to receive them at home. Expectations for extensive help at home with government support often exceed what is available and this, considering shortages in available health care workers and limited funding is likely to continue. […]

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Divorce Can Ruin an Estate Plan – What to Do

Divorce_and_Your_Estate_Plan

Just when you thought you had everything planned for your estate down to the last beneficiary designations and the age at which your children would inherit, you might find an unpleasant reality that slips in not only to wreck your day to day living but also how your assets are to be distributed if you […]

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Elder Scams Come of Age With Recent Technology

A recent online article from the Association of Health Care Journalists detailed problems associated with common scams and noted increased levels of sophistication employed by the scammers. While it recognized that “Elder scams are nothing new… It also went on to state ‘But artificial intelligence has made them elder scams so sophisticated that it’s increasingly […]

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Pennsylvania Primary Election Has Early April Date

Pennsylvania Primary Election USA

For those of us who are used to Pennsylvania primary elections occurring in May, this year may be somewhat confusing. Our primary election bears an early arrival date of April 23 which is this coming Tuesday. To add somewhat to the confusion, the primary date of April 23 also occurs on the first day of […]

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Informed Decisions Require Information Regarding Individual Circumstances

Retirement_Decisions

About every two weeks or so I receive a phone call at the office or an email asking what to do in a given situation. Often the question or questions concern care for a parent or spouse or financial issues such as “should I transfer assets to children,” or “what options are there if I […]

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Is Inheriting a House a Blessing or a Possible Curse?

Inheriting a House

A funny weekly comedy on CBS, depending on your taste, “Ghosts” tells the story of a young woman who inherited a house with no prior notice from her now deceased relative. She and her husband traveled to her new found but old, dilapidated acquisition and, following a near fatal confrontation with the worn electrical system, […]

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Three Midnights Could Decide Your Health Care Coverage

Medicare_Home_Health

With more than twenty years as an elder law attorney I have come to realize both how easy (or difficult) it might be to obtain health care coverage under certain circumstances and also how easily coverage can be lost due to what might be regarded as minor differences in description of conditions or lack of […]

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