How to Know Which Medicare Insurance You Have
Recently, my brother, Jeff Jones, who works with me at our offices on Market Street, made an interesting observation. With all the many names given to Medicare private insurance plans, it is difficult to decipher what type of plan covers a senior individual. Jeff knows what he is saying. As a Certified Senior Advisor whose […]
Continue readingHow to Settle an Estate Without a Family Feud
Funerals and weddings can bring out the best in people, or the worst. For the family member entrusted with resolving an estate, serving as Executor or Executrix can be a mixed blessing. On the one hand, being appointed to the position probably reflects the belief of a deceased family member that she or he was […]
Continue readingHealth Care Reform – a Personal Update
Halloween week seemed a good time to receive Health Plan Renewal and Open Enrollment forms from my health insurance broker. The thick packet received last week did not disappoint. It was scary stuff. On first calculation it seemed that the new rate for 2010 for health insurance for one adult and one child would be […]
Continue readingThe Worst Law for Seniors Fails to Pass
It does make a difference when readers speak out on subjects that matter to them and now there is proof. Almost five months ago I wrote a column about a bill introduced into the Pennsylvania legislature that would have reeked havoc on seniors, especially widows and widowers of nursing home residents who died after receiving […]
Continue readingDay With Embreeville Retirees Raises State Medicare Insurance Questions
Last Monday I had the honor of serving as guest speaker for the 23rd Annual Embreeville Retirees Annual Meeting. It gave me the chance to catch up with Eleanor Sauler and Barbara Newsuan, among others, who are officers with the organization and with other friends too many to name. While my plan had been to […]
Continue readingPennsylvania Finally Passes Its Budget – A Recap
Three weeks ago when my column was safely put to bed for the September 21 edition, I received a telephone message at home from a Sunday staffer asking if I would like to make any revisions since it had been widely reported and Governor Rendell had, in fact, announced that a deal had been reached […]
Continue readingMedicaid mistakes your lawyer should watch for
About a week ago, I stopped to chat with a man outside the West Chester Wawa across the street from my office. The subject arose as to what we do for a living and the man noted how unfortunate it is that some seniors work their whole lives hoping to leave something for their children […]
Continue readingDebate continues on state budget, health care reform
As September reaches its midpoint and we adjust to the chillier Pennsylvania weather, two apparently unrelated stories carry the same theme. The debate seems to go on forever and answers may depend on the numbers. One is Pennsylvania’s state budget, which appears unrelentingly mired in disputes. It should have been passed by July 1. One […]
Continue readingWhy the Health Care Reform Debate Will Not Go Away
On the Saturday before Labor Day, I found myself comfortably seated at my sister Joanne’s house sharing, like many other Americans in a family barbecue of hamburgers, hot dogs, ice cream and other forbidden high fat, high cholesterol foods and good conversation. This Labor Day was special since my older brother, Ray, a chemical engineer […]
Continue readingOut-of-Hospital Nonresuscitation Act addresses end-of-life decisions
Recently a reader from Kennett Square requested that I clarify a statement made by a physician regarding living wills. The information given by the physician was that “if someone who has a living will on record with their doctor is suddenly taken critically ill and 911 is called, the EMTs (emergency medical technicians) who respond […]
Continue readingStudy Reveals Most Seniors Work Because They Want To
In time for Labor Day, a new nationwide survey by the Social and Demographic Trends project of Pew Research Center finds that “a majority (54%) of workers ages 65 and older say the main reason they work is that they want to. “ See Senior Citizens Information and News at Senior Journal.Com. www.seniorjournal.com. Apparently this […]
Continue readingTravel Without Credit Card Debt
A few weeks ago my twelve year old daughter, Alisa, and I embarked on an eleven day vacation which admittedly was ambitious considering that I rarely take even a full day off. This vacation carried a hidden agenda, though. One goal, in addition to having fun, was to return with no added credit card debt […]
Continue readingBilling After Death
A favorite on-line elder law resource of mine, Elder Law Answers, www.elderlawanswers.com, at one point reported on the difficulty experienced by family members when they try to inform a deceased relative’s creditors that accounts are no longer valid. The exchanges between the family and customer service representatives are almost humorous and highlight the fact that […]
Continue readingSmall Estates Can Have Big Problems
When a relative or friend accepts the position of Executrix, she may not recognize at first the responsibilities involved. Especially when the estate is small, she may convince herself that it can be resolved quickly. Just because the estate is small does not mean that it can be easily resolved. In fact, sometimes, because there […]
Continue readingNew Pennsylvania elder law attorneys’ group battles for seniors
As the Pennsylvania budget impasse enters its second month, the participants are getting weary. While Pennsylvania has not ever in the six years of Gov. Rendell’s administration passed an annual budget on time for July 1, this year — according to at least one commentator — is different. G. Terry Madonna, professor of public affairs […]
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