Shopping For a Home In a Virtual Market


A year ago if you were shopping for a new home, chances are you drove around your prospective neighborhood, maybe consulted some listings, and then contacted a Realtor to visit homes in the area.  Sometimes a year ago seems like ten.  While the rest of the world has changed, the buying and selling of real […]

Continue reading

The Executor As Referee


When your parents named you as Executor of their Wills after both of them passed you probably thought this was an honor and showed the respect they had for your intellect and good judgment – and likely this was the case.  However, if you ever served as Executor of an estate where there are more […]

Continue reading

When You Cannot Gather For the Holidays


This year is like no other when it comes time to celebrate for the Thanksgiving, Christmas, New Years, Hannukah and related holidays.  In past years we asked what it would be like to reconnect sometimes with people we had not seen in several months or even several years.  We talked about pleasure at seeing new […]

Continue reading

Truth in Elections and in Sports


No one could seriously state that 2020 has not been a year of endless surprises.  We underwent a grueling election and are experiencing an unthinkable series of COVID-19 cases.  In the old expression our world “has turned upside down.”  So it could be argued we could use a break from more upheaval and drama.  It […]

Continue reading

Affordable Care Act Is On the Line – Again


Now that the presidential Election Day is past and President Elect Biden is preparing for the future, including especially efforts to deal with the national resurgence for an exhausted country of COVID-19, Obamacare, otherwise know as the Affordable Care Act is back for consideration before the U.S. Supreme Court.  Arguments in the case brought by […]

Continue reading

Election Day Arrives – Its Meaning


Election Day has finally arrived not just for the presidential election but U.S. Senate and a multitude of offices at the federal, state and local levels.  For the newer COVID-19 era voter, Election Day has come to look more like Election week or Election month or whatever time period marked the beginning of early and/or  […]

Continue reading

What Is Herd Immunity?


The expression “herd immunity” has received a great deal of attention lately since it was mentioned by President Trump in answer to some questions on Covid-19.  The idea supposedly is that prior to approval of a vaccine for the virus, herd immunity could be considered as an alternative to handle the crisis.  Herd immunity is […]

Continue reading

Options To Consider When Inheriting A House


Sometimes parents want to benefit one of their children by leaving the house to him/her.  This can be what sometimes has been referred to as a “mixed blessing.”  For one thing the conditions that were in effect  at the time of drafting the Will might no longer be applicable.  The child might not want the […]

Continue reading

Voting By Mail – A Postscript


Last week, recognizing the importance of voting in this election for seniors and, in fact, for voters of every age, I drafted my column with step by step instructions for mail in balloting.  It must have hit a nerve since I received responses and this seemed like a good time to address some of them […]

Continue reading

Voting By Mail – Step by Step Instructions


At this point Chester County and many other counties throughout Pennsylvania have already mailed their mail-in ballots for those voters who have requested them.  You might have requested a mail-in ballot through the internet or maybe during the last voting cycle in the Pennsylvania Primary Election when you checked off the box stating you wanted […]

Continue reading

Medicare Open Enrollment Is Coming Soon


It is that time again – the time to remind anyone who wants to review or change their Medicare coverage that Medicare Open Enrollment is almost here.  If you are on a Medicare Advantage Plan or if you are on a Medicare Supplement but have prescription drug coverage under Medicare D, Medicare Open Enrollment is […]

Continue reading

An Anxiety Reliever For Estate Documents – You Can Change Your Mind


Some years ago I had a client who announced it is impossible to plan because “things keep changing.”  Without missing a step I answered “because things keep changing we have to plan.”  The answer was instinctual.  That does not always mean everything has to be taken down on paper but many times it should be.  […]

Continue reading

A Critical Stake Seniors Might Have In The 2020 Elections


Coming close to election day some matters of serious concern escape attention. One of these is what effect the outcome of the elections will have on seniors who constitute a major voting block and, as frequently stated, seniors tend to vote. Remember that voting affects not only the Presidential election but also a multitude of […]

Continue reading

Is Vote By Mail Safe?


With the upcoming Presidential and General Election, questions have been floated whether Vote By Mail which has been expanded recently in Pennsylvania, is safe. Readers will be glad to know this method is safe and reliable and might even be more safe than voting in person. More on this later. Vote By Mail has actually […]

Continue reading

Gifting Rules – Do I Owe Taxes If I Gift More Than $15,000


As we begin the last quarter of the year some taxpayers begin to question whether it would be smart to gift some of their estates to their children or others or to charities on the theory that it would leave less to be taxed on their death. They understand they have heard something about limiting […]

Continue reading