Consider Mediation for Elder Disputes

Sometimes families reach a stalemate where a parent’s future and the management of assets is involved. Warring family members can challenge who cares for Mom or where parents should live when they cannot live at home, or whether frail elder parents can stay at home with outside assistance when they are unable to care for […]

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How to Handle Lower Social Security Benefits for Women

When a husband and wife come into my office and we review assets and income, very often I would find the husband’s Social Security to be $2,400 a month or more and his wife’s benefit at $1,000 or less. They might both have been employed outside the home. What is the reason for the difference? […]

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Do It Yourself Caregiving or Hire Decision Time

Do It Yourself Caregiving or Hire Decision Time

Deciding when or whether to give up doing tasks on your own or hiring someone or an agency employing someone  to do it for you is one of the most unrecognized stressful activities that we are called upon to accomplish on a regular basis.  This becomes especially relevant when considering whether to hire caregivers for […]

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Is the Better Care Reconciliation Act Better?

Is the Better Care Reconciliation Act Better

This column, written in advance, has the task of appearing on July 4, Independence Day.  Coming from Philadelphia which has quite a history of involvement with American independence, I wonder whether our Founding Fathers (and Mothers) could have conceived we would be spending this time in the year 2017 wrangling over health care.  Probably not.  […]

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Turning 65? –Clearing Up Confusion on Social Security and Medicare

Turning 65 - Clearing Up Confusion on Social Security and Medicare

Retirement used to be simpler.  At age 65 you would generally start collecting Social Security and also begin to be insured under Medicare.  It was the frequently accepted retirement date from your job and, with your gold watch and farewell party, everything was set. Today Boomers might decide to begin collecting Social Security at 62 […]

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What You Need To Know When a Family Member Dies

What You Need To Know When a Family Member Dies

When you are dealing with illness and grief the chances are that you may not be able to pull together what to do when your husband, wife, parent or sibling dies.  You might look for a Will or the location of bank accounts but decisions likely pass in a blur. This column is to help […]

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Six Tips To Avoid Power of Attorney Financial Abuse

Durable Power Of Attorney Health Care

One of the most common reasons seniors likely hesitate to sign a Power of Attorney appointing another person to act on their behalf is fear of loss of control and exploitation.  In this respect, as an elder law attorney, I admit some conflict.  On the one hand I have seen instances where an individual becomes […]

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Why Elder Law Attorneys and Financial Planners Should Work Together

Elder Law Attorneys and Financial Planners

A few years back a client unexpectedly stated during a meeting “I can’t plan.  Things keep changing.” Almost instinctively I answered “Because things keep changing you must plan.” This idea has inspired me ever since.  If we think about it, if nothing changed there would be little or no need for a plan.  If we […]

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Medicaid Block Grant Proposal Cause For Concern

High Costs of Medicine with Copy Space Available

With all the health care language proposed in the now possibly resurrected American Health Care Act from the Trump administration and its allies it is easy to miss some basic ideas and tune out.  One of these ideas is to “block grant” the Medicaid program.  The significance could be easily missed. Here is a simple […]

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Hospital Observation Status, Medical Bills and the NOTICE Act

NOTICE ACT

For the past few years I have been writing about a continuing problem for hospitalizations and insurance.  For Medicare recipients who are hospitalized, one crucial question has been whether that trip to the hospital will be covered and, if so, whether Medicare A or Medicare B will pay.  It makes a difference. On March 8, […]

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American Health Care Act Redux

American Health Care Act

On March 14, 2017, I wrote a column explaining the then proposed American Health Care Act would result in many Americans being uninsured.  A redrafted bill, now passed by the House of Representatives with no support from Democrats would also have the same result but worse.  The majority of Republicans voted in favor but locally […]

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Department of Aging Threatened By Merger Proposal

Department of Aging Threatened By Merger Proposal

When you buy your next Pennsylvania lottery ticket you might notice the message that the funds raised by the lottery benefit aging services in Pennsylvania.  “Does it really?” I’ve been asked.  Yes, really and one of the beneficiaries of the lottery fund is a State agency that for the past almost forty years has provided […]

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Anniversaries

Everyone enjoys a celebration and I and my office are no exception.  Recently I personally and we at Colliton Elder Law Associates, PC have let slide some pretty significant landmarks that deserve celebrating that we would like to share with you as readers.  Here goes. 21 Years.  Yes, it was 21 years ago in January, […]

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Lending Advice for Parents and Grandparents

Lending Advice for Parents and Grandparents

If you have saved over the years and even if you have only a few thousand in the bank above your living expenses, you might at some point be approached by an adult child or college aged grandchild for a loan or, what sometimes might be even more dangerous, cosigning on a loan or credit […]

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Health Insurance Benefits Are No Game

health insurance benefits

Peggy Noonan, a former speechwriter for President Reagan, recently published a column for the Wall Street Journal titled, “High Anxiety Over Health Care Reform.”  www.wsj.com/articles, March 24, 2017.  In it she referenced the now well-known failure of the majority Republican House of Representatives to act on repeal and replacement of the Affordable Care Act otherwise […]

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